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100 free chat no credit card charges

Many cards offer an extended warranty for eligible purchases.

When this service is activated, a manufacturer’s warranty can be extended, which usually takes the form of a doubling of the original warranty’s length. This is a shopping benefit offered regularly by American Express.

Price protection services are designed to help you save money.

If you buy an item which is later advertised for a lesser price, you can be reimbursed for the difference in price.

Different cards will have different limits on the amount of money that can be refunded for an individual purchase or a total amount that can be refunded in an year.

These services are usually available for 60 to 120 days after the initial purchase is made.

To qualify for this free travel Takaful coverage of up to 500,000, all you need to do is make a full travel arrangement such as purchasing flight tickets with your Visa Platinum credit card-i. With Public Bank’s Zero Interest Installment Plan (ZIIP), you have the privileges to swipe on the goods or services first then repay at a later date, i.e. First thing first, check if your merchants are ZIIP-approved, or else you can opt for Public Bank Flexipay Plan, which is also a flexible credit card instalment plan for purchases made at non-participating merchants at a small fee.

Interestingly, there's no capping on the cashback amount you will get back.

Keep in mind that any particular card may not come with the full range of features, and it’s always good to call the number on the back of your card if you have any questions about your card’s benefits.

Here are some of the major types of benefits to look for on credit cards you already have or while you’re shopping for a new card.

Price Rewind will track purchases for 60 days, and provides an online menu to see the items currently being tracked.

If a lower price for an item is found, that item can be selected for a refund.

You would be happy to learn that you don't need to pay for Public Islamic Bank Visa Platinum Credit Card-i annual fee in the first year as it is waived by the bank for you.

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